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Insurers remain reluctant to pay business...

Posted in Dispute Resolution on 3rd Mar 2021
On 28 February 2021 the Sunday Times reported that FTSE 250 insurer Hiscox offered a struggling East London café owner £13.00 in settlement of its business interruption claim. The London café claimed for more than 3 months’ loss, comprising of £1,600 a month in rent and £2,500 a month in stock, after it faced closure due to the Government’s response to the Covid-19 pandemic. The café had said it had been “battling bankruptcy” due to closure, like many other businesses in the UK today. It was reported by sources close to the FTSE insurer that only...

Professional Negligence Claims arising from...

Posted in Professional Negligence on 7th Jun 2021
Do you think your divorce was conducted correctly? Divorce is never a pleasant experience, so when it goes wrong the effects can be devastating. As with most legal disputes, an element of compromise on both sides is needed in order to reach a settlement. This means that people rarely walk away from a divorce feeling 100% satisfied. However, while that sense of dissatisfaction is in most cases an unavoidable consequence of the divorce process, occasionally the outcome is made worse by the actions of a solicitor or barrister. In such difficult circumstances,...

Business interruption, notifiable diseases...

Posted in Dispute Resolution on 26th May 2021
Does your business interruption policy allow for cover in the event of an occurrence of notifiable disease within a 1 or 25 mile radius of your premises? If your policy does state this inclusion, your business insurer may be obliged to pay you for loss in income arising from your mandatory closure due to the COVID-19 pandemic in 2020/2021. Many small to medium enterprise business owners in the UK are in the midst of making a loss in income claim to their business insurer right now. Whether those policy holders will receive a pay out or a rejection...

Government Support Grants and Business Interruption...

Posted in Dispute Resolution on 21st Apr 2021
Here at Specters Solicitors we come across all kinds of different scenarios related to claiming compensation for business interruption due to the lockdown periods in 2020. Here is one specific example following a recent update from the Financial Conduct Authority (FCA). I received a Government Support Grant in 2020/2021, can I still make a claim for business interruption? Last month the FCA published updated guidance regarding Covid-19 Business Interruption Settlement and Deductions made with Government Support. The FCA first commented on this...
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