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Covid-19 and business interruption clauses:...

Posted in Dispute Resolution on 2nd Oct 2020
The eagerly anticipated judgment of The Financial Conduct Authority v Arch and Others was handed down by the High Court on 15 September 2020 bringing some helpful clarification to the meaning of Covid-19 in respect business insurance policies. Background to The Financial Conduct Authority v Arch and Others Following the outbreak of Covid-19, many UK business faced serious working limitations or mandatory closure in light of the government lockdown rules. On 5 March 2020, Covid-19 was confirmed to be a notifiable disease in England and Wales by...

The Basics Of Contracts: Breach And Remedy

Posted in Dispute Resolution on 19th Nov 2019
Breach and Remedy of Contracts In this series, James Spargo Litigation Executive (BA Hons, GCILEx) will look at the very basics of contracts. The Specters team are always happy to provide advice on all types of contracts. Often when we think of contracts, we think of lengthy documents in small print full of legal jargon. However, a contract can be as simple as exchanging money for a packet of mints in a corner shop. In such a case, you don’t even need to say anything to the shopkeeper, the mere fact of the exchange of goods for money is enough for...

The Basics Of Contracts: How A Contract Is...

Posted in Dispute Resolution on 18th Nov 2019
How is a contract formed? In this series, James Spargo Litigation Executive (BA Hons, GCILEx) will look at the very basics of contracts. The Specters team are always happy to provide advice on all types of contracts. There are three basic things needed for a contract to be formed: Offer and acceptance Consideration Intent to create legal relations Offer and acceptance Although this is a surprisingly complicated area and there has been a lot of debate among the Courts about when and where an offer is made, for the vast majority of contracts, this...
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