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Can Hotels Claim Business Interruption Insurance...

Posted in General News on 12th Mar 2021
Insurers and business interruptions Does a pandemic qualify for business interruption insurance? It’s a question that hotels shouldn’t be asking themselves, but, rather, their insurance company. The Covid-19 pandemic has brought the hospitality industry to its knees. As hotels struggle to find their footing, filing a business interruption claim with their insurer could be an essential lifeline. Business interruption insurance is not a new type of insurance policy. Before the world was turned upside down, this type of policy covered income lost in...

Business Interruption Claims and The Enterprise...

Posted in General News on 8th Mar 2021
Late payments of valid insurance claims Historically, an insured person or business had no right of action against their insurers for the late payment of valid insurance claims (the common law position). Following the enactment of The Enterprise Act 2016, on 4th May 2017, insurance and reinsurance contracts written from that date will be subject to a statutory duty to pay claims to insureds within a reasonable period of time. Failure to do so will enable insureds to recover unlimited damages caused by the late payment of claims from their insurer....

First Time Buyers: Changes to the Help to...

Posted in General News on 15th Feb 2021
The Current Scheme The Help to Buy Equity Loan Scheme was introduced in 2013 to help first time buyers and existing home-owners who wanted to purchase a new-build home but who were struggling to save for a deposit. Applications for the current scheme ended on 15th December 2020. The current scheme will run until 31 March 2021, when it will be replaced by a new Help to Buy Equity Loan Scheme until 2023 when the scheme will come to an end. The new scheme will only be available to first time buyers. Under the current scheme the Government will lend...
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