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Insurers remain reluctant to pay business...

Posted in Dispute Resolution on 3rd Mar 2021
On 28 February 2021 the Sunday Times reported that FTSE 250 insurer Hiscox offered a struggling East London café owner £13.00 in settlement of its business interruption claim. The London café claimed for more than 3 months’ loss, comprising of £1,600 a month in rent and £2,500 a month in stock, after it faced closure due to the Government’s response to the Covid-19 pandemic. The café had said it had been “battling bankruptcy” due to closure, like many other businesses in the UK today. It was reported by sources close to the FTSE insurer that only...

I’m going through a divorce; is my partner...

Posted in Family & Divorce on 26th Aug 2021
We understand that going through a divorce is difficult (to say the least) and when finances become and issue, things can become more contentions. In an ideal situation, you and your partner will amicably agree on how the matrimonial assets will be disrupted but, as we know this may not always be the case. To complicate matters further, whilst it may be slightly easier to value and agree on how the matrimonial home, for example is to be divided. It is worth noting that other assets such as a business can be problematic. In order to understand how...

“Marriage Value” and the 80-year cut off...

Posted in Conveyancing on 24th Aug 2021
What is 'Marriage Vale' Marriage Value is the monetary increase in the value of a residential leasehold property following an extension of the lease. It makes sense that a lease extension will result in an increase in the value of the leaseholder’s interest. The more years left on the leasehold, the longer a leaseholder can inhabit the demised premises, the more valuable the leaseholder’s interest. It is also true that the value of the landlord’s own interest will fall, since the landlord will not enjoy use of the demised premises for longer. However,...

The Home Buying Process

Posted in Conveyancing on 10th Aug 2021
What you need to know So, you have chosen to purchase a house in the UK! Congratulations, you are living in an exciting period in your life. It may also be stressful, particularly if you do not know what to anticipate. That is why we have written this article to guide you through each stage of the home buying and re-mortgage process. We understand how essential a house is in your life. Budget How much can you afford to pay each month on a mortgage? Although you could go to a bank and be pre-approved for a house loan, it is generally preferable to...
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